Legal

Ally and CoverageOne Corporation Terms of Use

Welcome to the website of Ally (“Ally”) and CoverageOne Corporation (C1C), subsidiaries of Ally Financial Inc. Please review these Terms of Use (“Terms”), which may be changed from time to time. These Terms apply to all users of ally.ca, and any other website which we link to these Terms (together the “Site”). If you do not accept these Terms, do not use this Site.

We reserve the right at any time to modify or discontinue the whole, or any part of, the Site, without notice, and that we will not be responsible or liable, directly or indirectly, to you or any other person or entity for any loss or damage of any kind incurred as a result of any such modifications or discontinuance.

Copyright

All text, images, graphics, animation, video, music, data, and other materials on this Site are subject to copyright and other intellectual property rights of Ally /C1C, its subsidiaries, affiliates, or licensors. These materials may not be copied, reproduced, distributed, modified, licensed, or reposted to other websites without the express written permission of Ally and C1C, which we may withhold in our sole and absolute discretion. Systematic retrieval of data or other content from this Site, for any purpose, including to create or compile a collection, database or compilation without prior written permission from Ally and C1C is strictly prohibited.

You hereby acknowledge that the Site content is protected by all copyright, trademark, and other applicable intellectual property laws. Your use of the Site does not grant or transfer to you any ownership or other rights in the Site content, and except as expressly provided, nothing herein or within the Site shall be construed as conferring on you or any other person any license under any of the Ally and C1C or any third party’s intellectual property rights, including, without limitation, any right to download, display, reproduce, distribute, modify, edit, alter or enhance any of the Site content in any manner whatsoever.

Any rights not expressly granted to you in these Terms are expressly reserved. For greater certainty, you agree that you will not take any action that is inconsistent with Ally and C1C ownership of the Site and/or Ally and C1C ownership of, or any third party’s ownership of, any Site content.

Trademarks

Ally and CoverageOne Corporation and their logos, as well as other trademarks and service marks (collectively, the “Marks”) appearing on this Site are marks of Ally and C1C, its subsidiaries, affiliates, or licensors. Marks may be registered in Canada and in other countries as applicable. All Marks not owned by us are the property of their respective owners, and, where used by us are used under license or with permission. All Marks are and shall remain the sole and exclusive property of their respective owner(s). Any use of such Marks, except as expressly provided for herein, without the express written consent of the applicable owner is strictly prohibited. Nothing contained herein or on this Site may be construed as granting, by implication, estoppel, or otherwise, any license to use any Marks. You agree that you will not take any actions inconsistent with our ownership of, or any third party’s ownership of, the Marks.

This Site may contain other trademark notices that you agree to observe and follow.

Use of the Site

You hereby agree that you shall not use the Site to:

  1. disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt to gain unauthorized access to any portion of the Site;

  2. use, copy, modify, download or transfer the Site or any component of the Site (including, without limitation, the content), in whole or in part, except as expressly provided in this agreement;

  3. (i) reverse engineer, disassemble, decompile, or translate the Site or any component of the Site (including, without limitation, the content); (ii) attempt to derive the source code of the Site or any component of the Site (including, without limitation, the content); (iii) create any derivative work from the Site or any component of the Site (including, without limitation, the content); and/or (iv) authorize or assist any third party to do any of the foregoing.

User Submissions

If you provide us with any materials, content, ideas or suggestions (“Submissions”), you: (i) represent and warrant to us that your Submissions are original to you, and do not violate the rights of any third party, or any applicable law or regulation; (ii) grant us a world-wide, perpetual, irrevocable, transferable, sub-licensable, royalty-free, non-exclusive, and unrestricted license to copy, reproduce, adapt, transmit, edit, modify, or otherwise use, publicly display, distribute, translate and create compilations and derivative works from, any and all Submissions (in any format or media) that you submit to us; and (iii) waive all moral rights in and to all Submissions that you submit to us in our favour. For greater certainty, this means that, among other things, we have the right to use any and all ideas you submit (including ideas about our plans, services, publications or campaigns) in any manner that we choose, without any notice or obligation to you whatsoever.

No Warranty

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ALLY DOES NOT PROMISE THAT THE SITE OR ANY MATERIALS, CONTENT, SERVICES OR FEATURES OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS. THE SITE, THE MATERIALS, THE CONTENT AND RELATED SERVICES ARE PROVIDED TO YOU “AS IS” AND “AS AVAILABLE.” ALLY DISCLAIMS ALL IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE.

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, ALLY MAKES NO REPRESENTATION OR WARRANTY THAT: (I) THE SITE WILL BE COMPATIBLE WITH YOUR COMPUTER AND SOFTWARE; (II) THE SITE WILL BE AVAILABLE OR WILL FUNCTION WITHOUT INTERRUPTION OR ERROR; (III) THE USE OF THE SITE, INCLUDING, WITHOUT LIMITATION, THE BROWSING AND DOWNLOADING OF ANY INFORMATION, WILL BE FREE OF ANY VIRUSES, TROJAN HORSES, WORMS OR OTHER DESTRUCTIVE, INTRUSIVE OR DISRUPTIVE COMPONENTS; (IV) THE TRANSMISSION OF INFORMATION TO AND FROM THE SITE WILL BE SECURE; (V) THE USE OF THE SITE WILL NOT INFRINGE THE RIGHTS (INCLUDING, WITHOUT LIMITATION, INTELLECTUAL PROPERTY RIGHTS) OF ANY PERSON; OR (VI) THE USE OF THE SITE WILL NOT CAUSE ANY DAMAGE TO YOUR COMPUTER SYSTEMS, DEVICES, SOFTWARE OR ELECTRONIC FILES.

ANY PRODUCTS AND/OR SERVICES DESCRIBED ON THE SITE ARE OFFERED IN JURISDICTIONS WHERE THEY MAY BE LEGALLY OFFERED. THE INFORMATION ON THE SERVICES IS NOT AN OFFER OR SOLICITATION BY ANYONE IN ANYONE IN ANY JURISDICTION IN WHICH AN OFFER OR SOLICITATION CANNOT LEGALLY BE MADE, OR TO ANY PERSON TO WHOM IT IS UNLAWFUL TO MAKE A SOLICITATION.

ALLY WILL NOT UNDER ANY CIRCUMSTANCES BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGES WHATSOEVER ARISING FROM, CONNECTED WITH, OR RELATING TO THE SITE. YOU EXPRESSLY ACKNOWLEDGE THAT ALLY HAS ENTERED INTO THIS AGREEMENT WITH YOU AND MAKES THE SITE AVAILABLE TO YOU, IN RELIANCE UPON THE LIMITATIONS AND EXCLUSIONS OF LIABILITY AND THE DISCLAIMERS SET FORTH HEREIN, AND THAT THE SAME FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND ALLY. YOU EXPRESSLY AGREE THAT THE LIMITATIONS AND EXCLUSIONS OF LIABILITY AND THE DISCLAIMERS SET FORTH HEREIN WILL SURVIVE, AND CONTINUE TO APPLY IN THE CASE OF A FUNDAMENTAL BREACH OR BREACHES, THE FAILURE OF ESSENTIAL PURPOSE OF CONTRACT, THE FAILURE OF ANY EXCLUSIVE REMEDY, OR TERMINATION OF THIS AGREEMENT.

Limitation of Liability

UNLESS REQUIRED BY LAW, IN NO EVENT WILL ALLY BE LIABLE TO YOU FOR SPECIAL, INDIRECT, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION LOST PROFITS OR REVENUES, EVEN IF ALLY IS ADVISED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES.

Errors

Unfortunately, there may sometimes be information on the Site that contains typographical errors, inaccuracies, or omissions, or that is out of date. We reserve the right, in our sole and absolute discretion, to correct any such errors, inaccuracies or omissions and to change or update information at any time.

General

If any provision of these Terms is held invalid or unenforceable by any court having competent jurisdiction, such provision shall be enforced to the maximum extent permitted by law, and the remaining provisions of these Terms shall continue in full force and effect. No failure to exercise or waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision of these Terms.

These Terms are binding upon you, your heirs, executors, beneficiaries, successors and assigns and you may not assign this Agreement to any other party without our prior written consent, which consent may be withheld in our sole and absolute discretion.

Changes to Terms

Ally may change these Terms from time to time by posting a revised version of these Terms, or by any other method as permitted by law. Use of this Site after revised Terms have been made available means you accept the revised Terms. You should regularly review these Terms for any changes or additional terms.

Last updated on February 7, 2025

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If you would like to contact us: 1-833-414-4943

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