tax free savings > Tax Free no penalty GIC

Tax Free 12 Months No Penalty GIC

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  • All products CDIC eligible
  • 24/7 customer service
  • Online security promise
  • No minimums

Tax Free 12 Month No Penalty GIC

Withdraw your entire balance anytime, including all interest earned, without a fee.

  • Contribute up to $5,000 annually, plus the previous year's unused limit and withdrawals
  • Get one of the highest rates in the country
  • Daily compounded interest for maximum earnings
  • CDIC eligible Maximize your coverage
  • 18 years or older to open

Ally Ten-Day Best Rate Guarantee


When you fund your new GIC and/or TFSA GIC within the first 10 days of opening your account, you will receive the best rate we offer for your GIC and/or TFSA GIC term during the 10-day period from when you open your account.

It’s just the right thing to do.