guaranteed investment certificate (GIC)

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Guaranteed investment certificate (GIC)

Lock in a high fixed GIC rate from 3 months to 5 years.

The Ally difference

You don’t have to jump through hoops to cash out early. Others require advance written notice and charge a fee. We don’t.

We offer high GIC rates for every size deposit. Others save their best rates for their biggest deposits.

We work to keep our GIC rates high. Some tempt new customers with promotional rates.

We grow your money faster by compounding interest daily. Many compound monthly, quarterly, or even annually.

Our 10-day rate promise
When you fund your new GIC and/or TFSA GIC within the first 10 days of opening your account, you will receive the best rate we offer for your GIC and/or TFSA GIC term during the 10-day period from when you open your account.

It’s just the right thing to do.