Guaranteed investment certificate GIC - cash out early
You can always cash out early without advance notice and without a fee. Just remember, the amount of earned interest you keep will be based on your guaranteed investment certificate (GIC) term:
For GIC terms of 3, 6, and 9 months, your cash out will not include earned interest
For GIC terms of 12 months, your cash out will include all of your earned interest
For GIC terms of 18 months and 2, 3, 4, and 5 years, your cash out will include a portion of earned interest
For how your earned interest may be affected by cashing out early, see our interest rate disclosures